3. A DETAIL COMPARISION OF

FINANCIAL ASPECT OF BDS/MDS SEATS 

N.B. Now this financial aspect is a concern for average middle class Indian dental students.  For students who are from a very well to do and financially rich back ground this is not a concern at all.

Also please note prices fluctuate from state to state. This is just an average estimate.

We haven’t included the living cost, book cost, instruments cos, exam fees, supplement exam fees and some other additional expenditures.

GOVERNMENT SEATS :

BDS

Average Fees for a Govt. BDS seat every year : Rs 10,000.

Total Average Cost of BDS 4 years : Rs 40, 000.

Govt. Colleges Pay stipend to BDS interns (every month) with a minimum possible value of : Rs 2000 pm

One year of internship total average stipend money : Rs 24, 000

(Please note in many colleges stipend for BDS graduates go as high as Rs 10, 000. Here we have taken the minimum amount).

MDS

Average Fees for a Govt. MDS seat every year : Rs 15,000

Total Average Cost of MDS for 3 years : Rs 45, 000.

Govt. Colleges pay stipend to MDS students ( every month)with a minimum possible average value of : Rs 15,000 at the time of joining to Rs 30, 000 by the 3rd year MDS

Considering the minimum amount of Rs 15, 000 pm , the total average stipend money in 3 years of MDS : Rs 5,40,000

(Please note this amount varies. In some colleges like AIIMS MDS stipend goes as high as Rs 40, 000 plus per month)

So, total finance of the Govt. BDS+MDS seats are

Total average expenditure : Rs 40 , 000 + Rs 45, 000 = Rs  85, 000.

Total average stipend money : Rs 24, 000 + Rs 5,40, 000 = Rs 5,64, 000.

NET MONEY left with the student = Rs ( 5,64, 000 – 85, 000) = Rs 4,79,000

Hence , a student who finished his BDS + MDS in govt dental colleges has a total gain of Rs 4 Lakhs Plus. Thats a huge advantage financially . This gives the student a great push to start with and he is in a stable secure position.

PRIVATE SEATS :

Starting from Next year all the BDS & MDS seats in private colleges will be filled as per merit strictly based on the rank list provided by NEET exams.

We estimate that the average price will be around 10 lakhs per year in private & deemed dental colleges for MDS seats tuition expenditure.

BDS

(Fees estimates are considered using the minimum average)

Average Fees for a Private BDS seat every year : Rs 3,00,000

Total Average Cost of BDS 4 years : Rs 12,00,000

Total Stipend by college : Rs Zero

Most of the private colleges don’t pay any stipend to Interns. Even if they pay its max around 1000 in selected colleges.Vey old private colleges like Manipal and few other colleges do pay respectable amount. But in our survey we found that  most of the private colleges don’t pay stipend. So, its not taken in to account.

MDS

The capitation fees for the MDS seats vary from state to state. But we can take the average minimum capitation price to be : Rs 25 Lakhs.

No More Capitation. Only merit list from NEET Exam is preferred. So don’t think that just because you have money, you will get a BDS or MDS seat. You must qualify the NEET Exam to be eligible to get a seat. 

Average Fees for a Private MDS seat every year (This fees most probably from one private college to other) : Rs 10,00, 000.

Total Average Cost of MDS for 3 years : Rs 30,00, 000.

Very Few private dental colleges pay stipend to MDS students. As the number of colleges giving stipend is low, we did not take the factor in to consideration.

Total Stipend money in MDS : Rs Zero

So, total expenditure for Private BDS+MDS seats are:

Rs 30 Lakhs plus all the additional expenses + BDS Expenditure of 12 lakhs = 42 lakhs (Minimum)

Please note MDS additionally includes costly books, instruments, conferences price , CDE courses .

So you can see, in private colleges ( BDS + MDS ) you have already paid nearly 50 LAKHS with no gain till your study time .

Now you have an idea about the possible expenditures. So, if you are still in BDS (Govt/Private), Its time for you to decide what you want and start accordingly for that. GOVT. MDS seat is not easy to crack. So, after reading the info. if you want to aim for Govt. MDS seat then you have to start preparing as soon as possible.

In the next slide : After so much efforts for

BDS & MDS 

What are the practical earning possibilities ?

See Next Slide